money. money, money (revisited)
i just withdrew $300 from the atm today and before i knew what was happening i’m close to counting change again. sometimes i wonder if money is like a bird in your hand. if you don’t hold it a little tight, it’ll slip in your fingers at the first opportunity.
where did the money go? evidently some soul searching was required. i decided then and there that i had to do it tonight, but not before dinner for fear of having indigestion.
so right after doing the dishes, i sat down before the tv and recalled the day’s activities. i made notes of the expenses i made. and here’s what i came up with:
|2 cups of coffee||6.50|
|bags of chocolate for trick-or-treaters||15.16|
|train ticket for 8 days||60.00|
|san jose mercury news||1.00|
|20 postage stamp booklet>||8.80|
|2 pairs of boxer shorts||28.00|
from the list, it’s obvious that i need to exercise some discretion in my spending habits. for one thing, i can limit myself to one cup of coffee a day and skip lunch once in a while. that would be hard, but, i guess, i can manage, especially considering that it would save me over a thousand dollars a year. the snickers bar can go, too. how about the star magazine? is browsing not allowed at the store? yes, but i can’t do that. it’s a man thing. i don’t want to be seen reading that trash. and the deodorant? i don’t think so. i can’t live without it, what with all the meetings that i have to go to. and the boxer shorts? didn’t i buy them on a whim? yes, but they have become necessities. my current pairs are starting to show signs of fatigue. if i don’t do anything about it now, my modesty will soon be compromised.
it’s amazing how easy money can be spent. it looks like the best way to handle my finances is to keep a record of day to day expenses. this would help me understand where the money goes. tonight was a good start. would i follow through? we’d have to wait and see.